Sandy K. Harms, 73, Fargo passed away Monday, May 24, 2021 at her home under the care of Hospice of the Red River Valley. Sandy was born April 3, 1948 in Fargo, North Dakota to Willfred and Irene Hull. She moved with her family to Mahnomen, MN where she attended St. Michael’s School and Mahnomen High School before graduating 3rd in her class in May, 1966. She helped on the family farm with milking, truck driving, driving harvest and haying. She helped her mom with cooking, cleaning and garden care, also chicken and pigs. She was a 4-H member for 4 years and attended the State of MN Fair where she gave demonstrations each year and she entered her pie crust at the Mahnomen Fair Grounds where she received top prizes. During that time, she was active in her church and church choir. She attended Moorhead State University from 1966 through 1968 where she earned her degree in Accounting. She married her High School Sweetheart, James Harms on November 16, 1968 at St. Michael’s Catholic Church, Mahnomen, MN. She worked at Gate City Bank in Fargo before starting her own daycare business out of her home in 1972-1993. She was one of the founding members of ABDC (Association for Better Daycare) Fargo, ND where she cared for hundreds of kids. She went back to college in 1989 while she was working, and passed her CPA in May, 1993. She opened her own CPA firm, Sandy’s Tax Service in February, 2000. She grew the business by client referral, offering individualized attention. She sold the business to her daughter, Michelle, on January 1, 2020. She loved to dance and spend quiet time at the lakes where she could often be found reading and she enjoyed spending time with her children and grandchildren. She is survived by her husband of 52 years, Jim, Fargo, ND, children; Michelle (Ronald Schock) Horan, Fargo, ND, Brenda (Eric) Krueger, Fargo, ND, Kevin (Tonya Arechigo) Harms, Fargo, ND, Diana (Kamal Kehelaouinet) Harms, Savage, MN, 8 grandchildren; Morgen (Mark) Horan, Chase Horan, Ella Krueger, Mia Krueger, Faith Arechigo, Aubrey Arechigo, Fatima Kehelaouinet and Farrah Kehelaouinet, siblings; Eloise Kettner, Mahnomen, MN, Terry (Jon) Hull, Rice, MN and numerous nieces and nephews. She was preceded in death by her parents, sister and brother-in-law, Donna and Ralph Zimmerman, son-in-law, Bill Horan and brother-in-law, Vincent Kettner. Sandy's Video Tribute can be viewed below:

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  1. Are deepest sympathy to Jim and family! Sandy was a amazing person, always enjoyed our time at the lake with all of the Harm”s! Will always have great memories of Sandy, may she be at peace! Love and hugs to all!❤ Ken and Marilyn Schock

  2. Resting in God’s embrace, Sandy. So many of my fondest childhood memories were spent at your house, playing Barbies with Michelle and Brenda. You were a wonderful mother, even to those of us who weren’t actually your children.

  3. Dear Harms Family, I am so sad to hear of Sandy’s passing. I have so many wonderful memories of Sandy from our many years of being neighbors: being an honorary daycare kid, Barbies in the basement, weekends at the lakes, picking raspberries in the backyard, and many many hours just so being together. You are all in my prayers. Much love to all of you.

  4. Jim and family- I am so sorry for your loss. Sandy and the whole family helped raise me during my childhood at the family home for daycare. You were all so wonderful and great role models. Fond memories of her homemade apple sauce, fresh baked cookies, and special Christmas gifts for us kids, and cannot forget the beautiful Rose shrubs around the home that she cared for so well! It was great having the opportunity to run into her over the years and catch up as we could. Prayers for you all during this difficult time. She was passionate about her husband, children, and grandchildren…such a blessing in life!

  5. We have many fond memories of Sandy as a wonderful neighbor and day care provider for our children when we lived in the neighborhood!! She always had a hug for the girls! Our thoughts and prayers are with you during this time.

  6. Our deepest condolences to all of Sandy’s family and friends. I think we all will always remember her infectious laugh!
    Viola, Tersea and Mary

  7. My deepest sympathies to the Harms family!!
    You are all in my prayers!

    Wendy (Blixt) Waalen

  8. Jim So sorry to hear about Sandy. My sympathy goes out to you and your family. I’ll keep her in my prayers.
    Dee (Bjerken) Winter

  9. Jim and family. We are so very sorry to hear of Sandy’s passing and just can’t believe it. We so enjoyed our time as college roommates and friends! Will always remember her laugh and generosity. We enjoyed so many great times together! Sending prayers and hugs to Jim and family.

  10. May she rest in Peace. People who are blessed on earth are so in heaven. God accepts His loved ones with bliss and benevolence.

    Elabdi family

  11. Jim & family so sorry to hear about Sandy, we enjoyed the years with her as our daycare person and Jane & Cordell always came home happy & content. Keith & Sandy Kiser

  12. We are so sorry for your loss. Sandy did our taxes for several years. We always had some interesting conversations. She was a wonderful person and we will miss seeing her. Our thoughts and prayers are with you all.
    Chris & 0lie Laugeness

  13. Jim and family, So sorry to see that Sandy passed away! She did our taxes for many years. I pray God will put his arms around you and Comfort you.

  14. Jim – we are so sorry to hear of the passing of Sandy. You were such good neighbors and was always fun to stop and talk to you when on a walk or bike ride. We have moved to Sioux Falls, SD as of last July but always keep in touch with what’s happening back in Fargo through the Forum. Our deepest sympathy.

  15. Sandy did my taxes for 10 years while I was doing daycare. She always made sure it was a smooth process. I am so sorry to hear of her passing.

  16. Jim and Family,
    Doug and I want to extend our deepest sympathy to you and yours.
    May the Lord grant you peace during this most difficult time.
    Doug and Joanie Kramer

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